Employer sponsored health plans are subject to a wide range of complex laws including the Affordable Care Act, ERISA, COBRA and HIPAA, as well as federal tax and discrimination laws and Montana insurance mandates. Fiduciary and trustee education and tax law awareness are particularly important for self–funded health plans, including Voluntary Employees’ Beneficiary Associations (“VEBAs”). BMDD attorneys have extensive experience addressing all types of employer plans and advising employers about which rules they need to worry about and how to take the necessary steps to stop worrying.